The largest types of insurance fraud are scams targeting government and private health care insurers. Scammers frequently target government insurance like Medicare by stealing newly issued medical ID cards and then stealing identities. The Coalition Against Insurance Fraud estimates that…
Who should you trust to help you manage your finances in the event you are no longer able to do so? A power of attorney (POA), otherwise known as an agent to your principal, has the legal authority to represent…
Care.com’s annual estate planning survey for 2019 found that 57% of adults in the U.S. do not have a Last Will & Testament (a “Will”). The survey found that participants were more likely or less likely to have a Will…
Assisted living monthly costs can vary from $2,000 to $5,000. Depending on what type of care your loved one needs, assisted living can be the most affordable solution when compared to a nursing home ($5,000 to $10,000 or more per…
A letter of instruction can be a beneficial piece of your estate plan. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally…
Your parent is getting older and you are uncertain if there is a plan in place for their future care. It is a difficult topic to broach; no one wants to talk about death and the financial realities that come…
Families with loved ones vulnerable to the coronavirus that still require caregiving have new challenges to meet. Family caregivers that use to aid their family directly, now find themselves learning how to be long-distance providers during this pandemic. US News…
Many people think of estate planning as the domain of the very wealthy, however, in the eyes of the law, an estate is simply the aggregate of property an individual owns, and most everyone owns something. Property ownership includes individual…
An increasing number of aging Americans are turning to suicide particularly when they live in long term care facilities, assisted living, and continuing care retirement communities. Experts agree that this late-life suicide trend is generally under-recognized, under-documented, and poised to…
Family members frequently argue over mom or dad’s favorite items when that parent dies. Arguments can take place over things like a coffee mug, a piece of jewelry or a painting. These types of arguments can be eliminated by filling…