Will I Lose My Home to Medicaid?
A basic element of the American Dream is home ownership. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So when health begins to fail and the need for…
How to Choose the Right Nursing Home
Choosing a nursing home for a loved one is an important decision that requires careful consideration. It is important for families to take the time to explore nursing home options and to carefully assess the nursing home facilities in order…
How Boomers Will Fare in the 2020s
The baby boom generation is comprised of those Americans born 1946-1964, and according to the US Census Bureau (Bureau of Census), their numbers are estimated to be 73 million strong. This number represents nearly 20 percent of the American public.…
How to Plan Your Estate with a Blended Family
You may ask yourself, what is a blended family? A Blended family refers to when a couple marries and brings their own children from previous relationships to the new coupling. Blended families highlight the need for careful estate planning to…
It’s Crucial to Plan for the Unexpected
The sudden rise of the coronavirus, COVID-19, has left many unprepared and confused. There are numerous reports of shortages of antibacterial hand sanitizer, disinfecting wipes, and even toilet paper. While we can’t predict when something like COVID-19 might strike, we…
Voice First Technology Keeping Seniors Connected
The COVID-19 pandemic continues to spread across America and disrupt day to day lives. Those who are age 65 or higher experience a higher virus fatality rate, and the Centers for Disease Control and Prevention (CDC) continue to recommend that…
Dealing with Stress and Anxiety During the Pandemic
Many of us are facing unprecedented challenges during this coronavirus crisis in America, and it has increased anxiety and fear levels in all of us. The reactive part of your brain called the amygdala, a human physiological response when faced…
What to Know About Social Security’s Windfall Elimination Provision
If you receive a pension from your employment that did not pay social security payroll taxes, your SSA benefit might be reduced by the Windfall Elimination Provision (WEP). How can you know if this is your situation? Your social security statement does…
Why to Consider Short-Term Disability Insurance
Sandy was a caregiver for her 85 yr.-old mother. Sandy still worked full time and would help her mom in the evenings and weekends. Unfortunately, Sandy was in a serious car accident and would be out of work for at…
Keeping Care When a Caregiver Needs a Break
Respite care is substitute care when a caregiver needs a break. If possible, these breaks should be scheduled regularly, giving the caregiver time to rest. It can be for a short period like a day or a few hours or…