Uninsured Motorist Claims
What happens when the guy who just ran into you has no insurance? UM Generally What happens if you are hit by a person with no liability coverage? You might think you are out of luck, but, if you have…
Vaccinations and Life’s Next Chapter
What Happens Next? Nearly every person in America is now eligible to receive the COVID-19 vaccine. According to the medical community, vaccinated individuals are significantly less likely to contract COVID-19; however, they may pose a health risk to others. What…
The App for Your Health Care Directives
Healthcare’s Future American’s personal information is stored via digital apps on smartphones and tablets store more than ever. Whether engaging in online banking, using a mobile plane boarding pass, or creating work calendars shared in the cloud, the internet of…
Why Your Will is so Important
Spikes in new cases of the coronavirus despite vaccination efforts, re-infections of vaccinated individuals, and increasing cases in younger, healthier people indicates COVID-19 challenges will plague the US and world populations for some time to come. If for no other reason, a…
Stimulus for All Americans even Those on Medicaid
To ease the emotional and financial pain of the pandemic, most Americans get direct payments from the federal government known as “stimulus checks.” The stimulus money should have arrived in the same way that Social Security payments or tax refunds…
Living Alone in Your Later Life Increases Risk of Dementia
Nearly all American seniors would prefer to age in the comfort of their long time homes and familiar community surroundings. Aging in place often means living alone. Pew Research findings show that older people are more likely to live alone in the…
What To Do When You See Personal Injury Commercials
Have you ever seen commercials on TV where a TV lawyer mentions a product or medication you have used? Perhaps you or a loved one have suffered from the types of injuries mentioned in the commercial? At Carby & Carby,…
Do You Need to Update Your Estate Plan?
To make sure they’re still good, you should check your estate planning documents every so often, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change.…
Thriving as a Caregiver
There is a record 53 million people in the United States who provide care for an older family member. About 17 percent of the US population is a family caregiver, and most are losing sleep, worrying, losing income, struggling to balance caregiving…
Inheritance and Medicaid
Unfortunately, it’s easy to make mistakes when it comes to inheritances and Medicaid. Those mistakes can be costly. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled…